Drivers that don’t drive around a lot may have an option to save money on their auto insurance. It is annoying for many to pay a lot for something that doesn’t come to much use, and this case is no different. In some states, drivers have an option to pay by the mile. It can significantly reduce the monthly premium, so try and get few quotes from companies that serve your are. If your state offers that option, you can also consider lowering the amount of miles you drive per year and switch to public transportation or share a ride with co-workers and friends.