Insurance Basics For New Homeowners
You’ve been searching for the perfect house for months. Finally, you find the one. After your offer is accepted and a small mountain of paperwork is signed, it’s yours. What are you going to do next? If you’re smart, before...
Are Health Insurance Premiums Tax-Deductible?
Getting sick can be a real pain in the neck, but at least Uncle Sam gives Americans a little bit of relief in the form of federal income-tax deductions for medical expenses. “Medical bills can be a huge expense, so...
Term life insurance vs. permanent life insurance: Is cash value the best value?
If you’re looking for life insurance, aside from considering how much you need, you’ll find the need to understand and possibly choose between the two basic types: term life insurance and cash value life insurance. The main difference between the...
How to switch car insurance
It’s easier than ever before to compare car insurance quotes and find a better deal. You can do it using Insurance.com’s quote comparison tool below or over the phone. But switching car insurance companies the right way is every bit...
New Auto Group to Help Prevent Cyberattacks
A new group has been formed by The Alliance of Automobile Manufacturers and Association of Global Automakers to help prevent cyberattacks on cars and trucks. Alliance President CEO Mitch Bainwol said, “Network security must be incorporated from design to roadway,...
Real Estate Agents Are Jumping Ship and Becoming Free Agents
More and more real estate agents are switching brokerage firms to pursue better deals and commissions. “There’s not a lot of brand loyalty,” said Billy Rose, an agent and co-founder of the Agency in Beverly Hills, CA. “A lot of...
Prepayment Penalties Demystified
Perhaps you received an inheritance and want to pay off your mortgage. Or maybe you cleaned up your credit and want to refinance a not-so-favorable loan. These sound like easy adjustments, right? Well, that depends. Prepaying your loan could cost...
Do You Qualify for the Making Home Affordable Program?
By Kat DeLong Are your monthly mortgage payments increasing due to an unconventional loan? Is a job loss or frequent medical bills making it impossible for you to pay your mortgage every month? If so, the first step is to...
The Truth about the Truth in Lending Act
By Kat DeLong When you sign up for a new credit card or buy a house, you are faced with pages and pages of small print – do you really read all of it? The answer is probably “no.” Even...
Mortgages and Equity Loans: What’s the Difference?
By Kat DeLong Mortgages, equity lines of credit, second mortgages – these terms are often tossed around by lenders, but do you know what they really mean? It may seem like Homebuying 101, but knowing the difference between these types...