Take the Safety Net
When you reach the age when you know there will be so many expenses, it’s natural to try and see what can be done differently. There are major life events that will happen, such as buying a first house, having kids, etc. and you want to make sure that you have a safety net. This is how financial experts look at having insurance, as a thing that keeps you safe. By having it you are saving yourself a lot of grief should the unexpected happen.