Why You Should Remember to Use Your Credit Card

Having a strong credit should always be on your mind. On of the ways to accomplish that is by paying your credit card on time. There are shoppers that do not use their credit card or do not even have one, and that's ashame because using a credit card can be very beneficial. Some examples are credit building, cash rewards, sign up bonus, and ... More

The Danger of Landing a New Job

Getting a new full time job after being unemployed or working part time can be very exciting, and it is a very happy time. However, it is important to sit down and take a close look at your expenses to create an updated budget. Don't be tempted and think that now that you have extra money coming in you should go and spend it all. Make sure ... More

How to Get that Raise

According to World at Work's study, it is predicted that salary increase budgets for U.S. employers will grow 3% on average in 2018 across most employee categories. However, not everyone will get it, and some employees will get a much bigger raise. In order to make more money, do your best to show your employer how valuable you are all year ... More

Five Tips for Driving in Heavy Rain

Driving in heavy rain is often times very stressful, especially for new drivers. In order to be able to focus, it is important to maintain clam. Few things that will help you are: Get out ahead of time so you are not in a rushStay away from large vehicles such as tracks and trailersHold the wheel firmlyKeep your distance from other ... More

Three Healthy Reasons for Drinking More Water

In an effort to stay healthy, drinking enough water is crucial. There are several reasons why water is mandatory in our daily life, and you should make sure to consume enough of it: Studies have shown that mild dehydration can impair mood, memory and brain performance in all age groups Water help reduce the intensity and duration of ... More

Prepayment Penalties Demystified

Perhaps you received an inheritance and want to pay off your mortgage. Or maybe you cleaned up your credit and want to refinance a not-so-favorable loan. These sound like easy adjustments, right? Well, that depends. Prepaying your loan could cost a good deal of money if you have a prepayment penalty in your contract. Though it seems ... More

Do You Qualify for the Making Home Affordable Program?

By Kat DeLong Are your monthly mortgage payments increasing due to an unconventional loan? Is a job loss or frequent medical bills making it impossible for you to pay your mortgage every month? If so, the first step is to take a deep breath and find out if you qualify for relief with the government's Making Home Affordable Program. As ... More

The Truth about the Truth in Lending Act

By Kat DeLong When you sign up for a new credit card or buy a house, you are faced with pages and pages of small print - do you really read all of it? The answer is probably "no." Even though you may not go through the whole stack of paper as you sign here and initial there, some fine print should not get overlooked. Thanks to the Truth in ... More

Mortgages and Equity Loans: What’s the Difference?

By Kat DeLong Mortgages, equity lines of credit, second mortgages - these terms are often tossed around by lenders, but do you know what they really mean? It may seem like Homebuying 101, but knowing the difference between these types of loans is a crucial part of making your first home purchase or improving the one you live in right ... More

Wells Fargo Adding More Car Loan Branches Nationwide

Wells Fargo revealed to Reuters on Tuesday that it has begun creating more branches devoted to car loans and financing for auto dealers as a way to increase its auto lending business in a relatively low-risk environment. According to the news source, Wells Fargo currently operates 56 branches for car and dealer financing, with the most ... More