Why You Should Remember to Use Your Credit Card
Having a strong credit should always be on your mind. On of the ways to accomplish that is by paying your credit card on time. There are shoppers that do not use their credit card or do not even have...
The Danger of Landing a New Job
Getting a new full time job after being unemployed or working part time can be very exciting, and it is a very happy time. However, it is important to sit down and take a close look at your expenses to...
How to Get that Raise
According to World at Work’s study, it is predicted that salary increase budgets for U.S. employers will grow 3% on average in 2018 across most employee categories. However, not everyone will get it, and some employees will get a much...
Five Tips for Driving in Heavy Rain
Driving in heavy rain is often times very stressful, especially for new drivers. In order to be able to focus, it is important to maintain clam. Few things that will help you are: Get out ahead of time so you...
Three Healthy Reasons for Drinking More Water
In an effort to stay healthy, drinking enough water is crucial. There are several reasons why water is mandatory in our daily life, and you should make sure to consume enough of it: Studies have shown that mild dehydration can...
Prepayment Penalties Demystified
Perhaps you received an inheritance and want to pay off your mortgage. Or maybe you cleaned up your credit and want to refinance a not-so-favorable loan. These sound like easy adjustments, right? Well, that depends. Prepaying your loan could cost...
Do You Qualify for the Making Home Affordable Program?
By Kat DeLong Are your monthly mortgage payments increasing due to an unconventional loan? Is a job loss or frequent medical bills making it impossible for you to pay your mortgage every month? If so, the first step is to...
The Truth about the Truth in Lending Act
By Kat DeLong When you sign up for a new credit card or buy a house, you are faced with pages and pages of small print – do you really read all of it? The answer is probably “no.” Even...
Mortgages and Equity Loans: What’s the Difference?
By Kat DeLong Mortgages, equity lines of credit, second mortgages – these terms are often tossed around by lenders, but do you know what they really mean? It may seem like Homebuying 101, but knowing the difference between these types...
Wells Fargo Adding More Car Loan Branches Nationwide
Wells Fargo revealed to Reuters on Tuesday that it has begun creating more branches devoted to car loans and financing for auto dealers as a way to increase its auto lending business in a relatively low-risk environment. According to the...