Real Estate Agents Are Jumping Ship and Becoming Free Agents
More and more real estate agents are switching brokerage firms to pursue better deals and commissions. “There’s not a lot of brand loyalty,” said Billy Rose, an agent and co-founder of the Agency in Beverly Hills, CA. “A lot of...
Household Debt Continues Increase
According to a survey done by the Federal Reserve Bank of New York, American household debt has increased for the third straight quarter. The report on household debt and credit revealed that mortgages have dropped to the lowest level since...
San Francisco Is Most Expensive City In U.S. For Home Buyers
According to a report released by HSH, San Francisco is the most expensive city in the United States for home buyers. San Francisco homes have a median home price of $679,000 with median monthly payments of $3,199.69. The report calculates that a...
New Federal Rules Make It Tougher to Get a Reverse Mortgage
As mortgage interest rates continue to remain at historic lows, potential homebuyers are loving it and the financial sector is hating it. “There’s virtually nothing in the financial services area that’s benefiting from continued lower and lower rates,” Barclays CEO...
New Federal Rules Make It Tougher to Get a Reverse Mortgage
Thanks to a set of new federal rules doled out earlier this week, it has now become a bit more difficult to obtain a reverse mortgage on your home. The good news, however, is that for those who do get...
When to Go See the Doctor
Insurance agents suggest to visit your primary care physician before shopping for a life insurance policy. All standard forms of life insurance require a medical exam, so it is important to make sure that any issues you had and resolved are...
Annuity Payout
When buying a life insurance policy, you have two options when it comes to how your beneficiaries receive money. One way is to get the whole amount all at once, tax free. Another way is to get the death benefits...
Changing Your Point of View On Life Insurance
It is fairly easy to understand why so many people at age 18 to 34 do not think they need life insurance. When you are younger, most of your energy is focused on yourself and your personal situation and goals. The older you get...
Be Honest About Your Health
When shopping for life insurance, be honest about your health and any conditions you have. Don’t waste your time by tiptoeing around the topic, because if this specific company will not offer you coverage, there are others that will. Just...
Advantages of a Group Policy
Often times, employees have life insurance automatically from their employer, or from a union or trade association. Having a group policy has a few advantages, comparing to an individual life insurance policy. First, you can get a lower rate for a...